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Opinion
Opinion
I’m about to receive my inheritance. Will I have to pay tax on it?
Inheritances are given a generous tax treatment in Australia, but if you invest the money, that’s a different story.
- by Paul Benson
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Opinion
Opinion
Our $900,000 share portfolio keeps rising. How do we save our pension?
Changing how your furniture is valued can give you a bit of wriggle room when it comes to calculating your pension.
- by Noel Whittaker
Opinion
Opinion
I’m 30 and living with my parents. How do I get back on my feet?
It’s common for people to feel shame or disappointment around how their life is turning out. But the good news is, it’s easy to rebuild.
- by Paridhi Jain
Opinion
Opinion
We just switched our super to an SMSF. How should we invest it?
Investing something as important as your life savings requires a great deal of careful thinking.
- by Paul Benson
Opinion
Opinion
How do I give $200,000 to my grandkids while saving tax and keeping my pension?
When it comes to gifting money to your grandkids, you need to think carefully about tax implications – for both you and them.
- by Noel Whittaker
Opinion
Opinion
Should I ditch my low earning, but ‘safe’ investments?
Sharemarkets are booming now, but historically markets have fallen about one in every four years, so be careful before jettisoning safer assets.
- by Paul Benson
Opinion
Opinion
I work overseas. Can I get early access to my super?
Even if you’ve cut all ties to Australia, the rules for accessing superannuation are universal.
- by Noel Whittaker
Opinion
Opinion
We’re selling our holiday home - can we put the proceeds into our super?
A super top-up using the proceeds from your house sale is possible, but you need to be mindful of the size and timing of contributions.
- by Paul Benson
Opinion
Opinion
All my assets are in crypto. How will this affect my pension?
If you’re on the pension and own a significant amount of cryptocurrency, you’ll need to let Services Australia know.
- by Noel Whittaker
Opinion
Opinion
How do I plan for retirement when I don’t know what I’ll inherit?
It can be helpful to have a conversation with your parents about their intentions for their estate, which can make planning easier.
- by Paul Benson
Opinion
Opinion
Should I use my savings to pay down my mortgage?
Some lock-in loans are cheaper than variable rate loans right now because the next rate move is expected to be downwards.
- by Nicole Pedersen-McKinnon