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Our $900,000 share portfolio keeps rising. How do we save our pension?
Changing how your furniture is valued can give you a bit of wriggle room when it comes to calculating your pension.
- by Noel Whittaker
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Opinion
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How do I give $200,000 to my grandkids while saving tax and keeping my pension?
When it comes to gifting money to your grandkids, you need to think carefully about tax implications – for both you and them.
- by Noel Whittaker
Opinion
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I work overseas. Can I get early access to my super?
Even if you’ve cut all ties to Australia, the rules for accessing superannuation are universal.
- by Noel Whittaker
Opinion
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All my assets are in crypto. How will this affect my pension?
If you’re on the pension and own a significant amount of cryptocurrency, you’ll need to let Services Australia know.
- by Noel Whittaker
Opinion
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Can I save tax by withdrawing and reinvesting $500,000 of my super?
If your super account isn’t earning enough, it could be wise to reinvest it elsewhere, as long as it doesn’t affect your pension payments.
- by Noel Whittaker
Opinion
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Should I pay off all my mortgage, or leave a little bit in?
While it can be tempting to pay off your entire mortgage before you retire, leaving a little bit in can be a boon for financial emergencies.
- by Noel Whittaker
Opinion
Superannuation
Why the Coalition’s super-for-housing plan is better than it looks
As houses become increasingly unaffordable, using superannuation in a sensible way is an appealing option.
- by Noel Whittaker
Opinion
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How can I get my unclaimed franking credits?
Information about claiming old franking credits can be obtained through the ATO, even if you don’t file a tax return.
- by Noel Whittaker
Opinion
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Does it matter what time of the year I contribute to my super?
Why monthly payments into your super are the best way to go, and how to claim the capital loss on a stock that has been delisted.
- by Noel Whittaker
Opinion
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I’m separated from my ill husband. How will this affect our pension?
Just because you live separately to your partner doesn’t mean you’re “single” in the eyes of Centrelink.
- by Noel Whittaker
Opinion
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I know nothing about super. How do I ensure a comfortable retirement?
Super can be a complex beast, but understanding even a little bit later in life can make a big difference.
- by Noel Whittaker